Selling Your Home Yourself vs. Using a Realtor

Before you place a “For Sale” sign in your front yard and sit back and wait for the phone to ring, you must first determine if being a FSBO is for you. Should you, as a homeowner, looking to sell your home, consider selling the property yourself or take the conventional route and engage a Realtor? That is the preverbal $64,000 question – or if you use the national average sale price of existing homes of $268,000 – the $16,000 question. Read More…

How to Sell Your Home by Yourself?

Once you have decided to sell your home by yourself, a free 46-page guide will help you sell your home quickly, and for top dollar. Selling your home on your own is a major task, and many people will tell you that you can’t do it yourself. Well, statistics shows the majority of For-Sale-By-Owners (FSBO’s), 65% will list with a real estate broker within 6-8 weeks. Read More…

5 Important Tips on Selling Your Home by Yourself

Before you get ready to sell your home, make sure you understand the fundamentals. Once you have seen the outrageous amount of money, you would have to give a realtor to sell your home, perhaps you thought about how to sell your home by owner. Well this article is here to give you 5 easy tips to learn how to sell your home by owner. If you want to know how to sell your home by owner, know the prices of the local market. Read More…

How to Advertise a Property for Sale?

To get more buyers to know about your home, you need to do more than just put up a “For Sale” sign in your front yard. Selling your home without using a real estate agent is not difficult but as many buyers as possible need to know that your property is for sale if the process is to be a success. The key to getting the message out to buyers is an effective advertising campaign. Read More…

Comparison Between A Fixed Rate and Adjustable Rate Mortgages

Most of the mortgages fall into two categories such as fixed rate mortgages and adjustable rate mortgages. These types of mortgages provide a number of options, which suit as per your need and requirement. It is always a difficult decision for borrowers to choose between fixed rate and adjustable rate mortgages. So, it’s important to understand and consider all the factors involved in such mortgages. Read More…

How to Improve Credit Score?

Understanding the factors that go into your credit report can help you improve a less-than-perfect score. A credit card can help you build credit and manage your money. Credit scoring models are complex and often vary among creditors and for different types of credit. If one factor changes, your score may change, but, improvement generally depends on how that factor relates to other factors considered by the model. Read More…

How Credit Score Affects Your Mortgage?

Your interest rate, maximum loan to value and mortgage options are all dependent on your credit score. Your credit score and what is on your credit report all affect your ability to get a mortgage. On a credit report, there are 3 scores, one from each of the 3 credit bureaus. Scores are different because different creditors do not all report your debts to all three bureaus. The middle score is the one that is used. Read More…

Understand Mortgage Options

If you are going to purchase another home, it helps to understand what your mortgage options are. If you are going to buy a home, you will probably need to get another mortgage. In this article, I want to give you some insight on a few mortgage programs and issues. I will also try to give you the advantages and disadvantages of each program. Read More…

Some Considerations When Refinancing

When making a decision to refinance your mortgage, there are several factors to keep in mind. There are often many reasons to refinance your mortgage. Often it is to get at lower rate. Other times, it is to consolidate other debts such as expensive credit cards. For others, it is to get access to the equity in your home for home improvements, investments, college tuition or for other reasons. Read More…